The difficulty of water restoration because there will be a need to deal with additional hazards. Mold problems can create a challenge to the restoration process, even if it is unaffected by the structure. Some customers might ask, does homeowner’s insurance cover leaks? Although it is possible to have some protection for leaks in your home, all policies are different. There are some people who will get insurance coverage at certain points during the process, but insurers won’t pay for all repairs that are related to the leak. Based on the reason for the flooding, some people might also ask: does homeowners pay for broken pipes? The vast majority of homeowners’ policies will cover damage to pipes. This is an option if pipes break unexpectedly. If they were damaged by rust or had other signs of deterioration over time, homeowners could have to take on the household repairs themselves with none of the insurance coverage. vaykligknz.